Financing Made Easy with a Genesis Credit Account
A Genesis Credit Account provides simple terms and competitive rates. Our priority is to provide you with the credit you need and deserve through an easy application.
- Fast approvals and credit decisions
- At least 6 months special financing*
- Credit lines up to $6,000
Estimate Your Monthly Payments
The chart below assumes the Account is maintained in good standing with only a single purchase transaction. If there is other activity on the Account, such as additional purchase(s), fees, or interest activity, the required monthly minimum payment may be higher. Purchase APR 27.9%. The values in this chart are examples only. If your purchase transaction amount differs from the value in the first column, the values will also differ in the remaining columns.
*No interest if Paid In Full Within 6 Months or 12 Months (as applicable). Depending on your creditworthiness, purchases on Account will be subject to up to 6 months of deferred interest or up to 12 months deferred interest. Interest will accrue and be charged to Account at 27.9% APR from purchase date if purchase is not paid in full within 6 or 12 months, as applicable, or Account becomes 180 days past due, or Account is charged off for any reason. Monthly minimum payments required. Paying only monthly minimum payments required may not pay off purchase within applicable deferred interest period. You may have to make additional or increased payments during deferred interest period to avoid having to pay accrued deferred interest. NEW APPLICANTS: If you are approved, you will be notified by a representative during the application process if your purchases will be subject to up to 6 months of deferred interest or up to 12 months of deferred interest. We will also include this information in the Account Agreement we send you. EXISTING ACCOUNTHOLDERS: See the “Deferred Interest Promotions” section in your Account Agreement to determine if your purchases are subject to up to 6 months of deferred interest or up to 12 months of deferred interest.
**Includes estimated Interest Charges. Purchase APR 27.9%. See the Genesis Credit Terms and Conditions and your Account Agreement for more information on how Interest is calculated.
***Estimated monthly payment amounts are suggested amounts to be paid if you choose to make equal monthly payments and take advantage of the special financing above. The suggested amounts may be more than your required monthly minimum payment.